Qualify to save an average of 30% with your HSA or FSA^*

HSA/FSA accounts allow individuals to use pre-tax dollars for eligible healthcare expenses, including certain products recommended by a healthcare provider to address specific health needs. Because HSA/FSAs use pre-tax money, you're getting more purchasing power for your dollars. Rather than paying taxes on income and then spending it on health items, qualified customers can use pre-tax funds to invest in their health. An individual can contribute up to $4,400 pretax to their HSA per year, or $8,750 for a family (plus an additional $1,000 if you are at least 55 years old. Individuals can contribute up to $3,400 pretax to their FSA per year.

Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you're unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.

Yes, if qualified. Simply select Truemed as your payment option at checkout and use your FSA or HSA card as you would any other credit card. If you do not have sufficient HSA/FSA funds, you can split your payment between your credit card and HSA/FSA card. Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures.

Yes. If you'd like to use your regular credit card, simply select that in Truemed checkout. After your purchase, Truemed will email you instructions on how to submit the receipt to your HSA/FSA administrator for reimbursement.

The items identified in your Truemed Letter of Medical Necessity (“LMN”) may qualify as eligible medical expenses for HSA/FSA reimbursement. An LMN provides documentation from a licensed healthcare provider supporting the medical necessity of certain health and wellness purchases, including eligible exercise programs, nutritional products, and supplements. Eligibility depends on the nature and purpose of the expense, applicable IRS requirements, and your HSA/FSA plan. Your Truemed LMN can help support reimbursement for qualifying purchases, subject to your plan administrator’s review and approval.

There is no cost to you, as long as you are shopping with a Truemed partner merchant.

You can use your HSA and FSA dollars all year long, but they handle deadlines very differently. HSA funds never expire. Any unused balance rolls over automatically year after year and is yours to keep forever, even if you change jobs. FSA funds are subject to a use-it-or-lose-it rule. While some employers offer a grace period or a limited rollover option (up to $680 for the current plan year), many FSAs expire on December 31st. Check your specific plan details with your employer or HR department so you don't accidentally forfeit your hard-earned dollars.

Generally, it takes 2-5 hours. In some cases, Truemed's provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren't seeing your letter in your inbox, check spam, then reach out to us at [email protected] for help.

Unfortunately, Truemed's services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer for information on your HSA or FSA.

Unfortunately, Truemed is currently only available in the United States.